Autónomo
Self-employed in Spain
Employed
Salary in Spain
Beckham Law
Flat 24% rate
Retired / NLV
Pension & passive income
Autónomo Tax Calculator Spain 2026
IRPF + RETA social security based on your net profit
€
Your total invoicing before expenses and VAT
€
Gestoría, software, home office, professional costs etc.
Tarifa plana (first year)
€88.64/month flat — first 12 months as new autónomo
Your estimated 2026 tax breakdown
Estimated net income after all deductions
Quarterly payments (Modelo 130)
Figures are estimates based on 2026 IRPF brackets and RETA rates confirmed under RDL 16/2025. Calculations use standard personal allowance (€5,550), €2,000 professional expenses allowance, and Andalucía regional rates where selected. Social security cuota is deducted from IRPF taxable base. This is a guide only — not tax advice. Figures will vary based on your full situation. Speak to a vetted gestoría in Seville →
Spain Salary Tax Calculator 2026
Net salary after IRPF and employee social security
€
Your gross salary before any deductions
Your estimated 2026 net salary
Estimated annual net salary
Figures are estimates based on 2026 IRPF brackets. Employee social security calculated at 6.5% of gross salary (within contribution base limits of €1,381.20–€5,101.20/month). Personal allowance of €5,550 applied. Regional rates for Andalucía include standard combined state + regional IRPF. This is a guide only — not tax advice. Speak to a vetted gestoría in Seville →
Beckham Law Calculator Spain 2026
24% flat rate vs standard IRPF — see your saving
€
Employment income from your Spanish or foreign employer. Max €600,000 at flat rate.
Beckham Law is for employees with a formal contract. Self-employed autónomos typically do not qualify.
Beckham Law vs standard IRPF — 2026
Beckham Law (Régimen Especial de Trabajadores Desplazados) applies a 24% flat rate on Spanish-source income up to €600,000 for qualifying individuals for up to 6 years from the year of arrival. Income above €600,000 is taxed at 47%. Standard IRPF figures use combined state + Andalucía regional rates with €5,550 personal allowance. Application must be made within 6 months of arrival. Self-employed autónomos and freelancers typically do not qualify. This is a guide only — not tax advice. Speak to a vetted tax advisor in Seville →
Retired & NLV Holder Tax Calculator 2026
IRPF on pension, savings, and passive income in Spain
€
UK state pension, private pension, annuity — all taxable in Spain after 183 days residency
€
Dividends, interest, rental income — taxed at savings IRPF rates (19–28%)
Personal allowance increases at 65 (€6,700) and 75 (€8,100)
Your estimated 2026 tax breakdown
Estimated net income after tax
Pension income from the UK is generally taxable in Spain once you are Spanish tax resident (183+ days per year), under the Spain-UK double taxation treaty. UK state pension and most private pensions are taxed as general IRPF income. Savings income (dividends, interest, rental income) is taxed at separate savings rates of 19% to 28%. Personal allowances of €6,700 (age 65–74) and €8,100 (age 75+) applied where selected. This is a guide only — not tax advice. Speak to a vetted tax advisor in Seville →

Last updated: July 2026 · Tax rates verified against Agencia Tributaria and RDL 16/2025