Figures are estimates based on 2026 IRPF brackets and RETA rates confirmed under RDL 16/2025. Calculations use standard personal allowance (€5,550), €2,000 professional expenses allowance, and Andalucía regional rates where selected. Social security cuota is deducted from IRPF taxable base. This is a guide only — not tax advice. Figures will vary based on your full situation. Speak to a vetted gestoría in Seville →
Spain Salary Tax Calculator 2026
Net salary after IRPF and employee social security
Figures are estimates based on 2026 IRPF brackets. Employee social security calculated at 6.5% of gross salary (within contribution base limits of €1,381.20–€5,101.20/month). Personal allowance of €5,550 applied. Regional rates for Andalucía include standard combined state + regional IRPF. This is a guide only — not tax advice. Speak to a vetted gestoría in Seville →
Beckham Law Calculator Spain 2026
24% flat rate vs standard IRPF — see your saving
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Employment income from your Spanish or foreign employer. Max €600,000 at flat rate.
Beckham Law is for employees with a formal contract. Self-employed autónomos typically do not qualify.
Beckham Law (Régimen Especial de Trabajadores Desplazados) applies a 24% flat rate on Spanish-source income up to €600,000 for qualifying individuals for up to 6 years from the year of arrival. Income above €600,000 is taxed at 47%. Standard IRPF figures use combined state + Andalucía regional rates with €5,550 personal allowance. Application must be made within 6 months of arrival. Self-employed autónomos and freelancers typically do not qualify. This is a guide only — not tax advice. Speak to a vetted tax advisor in Seville →
Retired & NLV Holder Tax Calculator 2026
IRPF on pension, savings, and passive income in Spain
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UK state pension, private pension, annuity — all taxable in Spain after 183 days residency
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Dividends, interest, rental income — taxed at savings IRPF rates (19–28%)
Personal allowance increases at 65 (€6,700) and 75 (€8,100)
Pension income from the UK is generally taxable in Spain once you are Spanish tax resident (183+ days per year), under the Spain-UK double taxation treaty. UK state pension and most private pensions are taxed as general IRPF income. Savings income (dividends, interest, rental income) is taxed at separate savings rates of 19% to 28%. Personal allowances of €6,700 (age 65–74) and €8,100 (age 75+) applied where selected. This is a guide only — not tax advice. Speak to a vetted tax advisor in Seville →
Last updated: July 2026 · Tax rates verified against Agencia Tributaria and RDL 16/2025